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Up to 15% gifted deposit allowed on new AND second hand properties - No need for a client deposit! |
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Rental Coverage from 100% |
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Status income can be used to make up any rent shortfall |
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Mortgages available to Irish residents |
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Remortgages permitted from day of purchase |
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Fixed or LIBOR trackers for 2 years and LIBOR tracker for 3 years |
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Live/Work units considered on any ratio |
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Rates from 5.79% |
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ARLA lettings agent letter accepted or affordability can be assessed for rental valuations |
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Mortgage fully portable for up to 6 months post redemption |
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Criteria:
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CCJ's - None |
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Defaults - Unlimited |
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Arrears - None |
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IVA satisfied 1 year |
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Bankruptcy discharged 1 year |
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Available for purchase and remortgages |
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20 properties per person,
maximum £2,000,000 lending (maximum £500,000 per property) |
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Minimum valuation £75,000 |
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Minimum advance £25,001 |
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30% Exposure to a single development |
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